Kentucky Motor Vehicle Reparations Act (MVRA): How No-Fault (PIP) Really Works Short version: Kentucky’s MVRA is our “no-fault” system. After a crash, your own policy typically pays up to $10,000 in “basic reparation benefits” (what most people call PIP) for medical...
Drivers have a lot to watch out for on the road. Negligent drivers, pedestrians, and cyclists are all on a driver’s radar when they’re behind the wheel. As it turns out though, cracked pavement, large potholes, and other poor road conditions are just as important to...
Police chases sound like something that only happens on television or in the movies. However, they occur more commonly than many people think. When they do, it may result in more than just the police catching the perpetrators they’re after; it could also result in...
Hurt? One Time You MIGHT NOT Need a Personal Injury Lawyer: 1) You have a POLICY LIMITS OFFER from the liability insurance company for the at-fault driver, there are NO OTHER APPLICABLE POLICIES (UIM, Home Insurance, UM, Umbrella Insurance, etc.), and you have...
After an auto accident, one of the most difficult things to deal with is the uncertainty and insurance hoops that follow. Not knowing if you are seriously injured, only adds to the stress of an already difficult situation. Knowing the truth and what your case is worth...
With an absolutely crushed heart, I am writing this painful announcement of the passing of my dear wife, Brandi Sherée Morrin, on June 28 of 2019, far too soon at age 28. Brandi improved who I was effortlessly. She was my companion in humor, food, good, bad, gain,...
In Kentucky, every driver is required to carry a minimum amount of insurance coverage in case they get into an accident. This means that after any car accident, you’ll have to deal with at least one insurance company. Following a crash, too many people think this is...
After any car accident, the insurance companies are going to get involved immediately in an effort to avoid blame. The best advice for accident victims is to say as little as possible to the insurance company and certainly do not provide them with a recorded audio...
"If I'm hurt real bad, won't the insurance company see the medical record and understand that?" We understand how someone might think that but the answer is "no." The insurance company for an at fault driver in Kentucky will use any excuse possible to avoid paying...
When someone becomes seriously injured after an accident they are usually unsure as to what they should do next: File a claim? File a lawsuit? Hire a lawyer? The first two questions should be answered with the assistance of a Kentucky injury professional. The third...
Kentucky gets its fair share of inclement weather during the winter months. Heavy rains flood the roads, hinder visibility, and make the roads slippery in places. In the case of snow, the conditions become even worse. Drivers slipping and sliding along slick icy or...