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Kentucky Motor Vehicle Reparations Act (MVRA): How No-Fault (PIP) Really Works

Kentucky’s MVRA is our “no-fault” system. After a crash, your own policy typically pays up to $10,000 in “basic reparation benefits” (what most people call PIP) for medical bills, part of lost wages, and certain household/replacement services—before fault is sorted out. You can sue the at-fault driver once your injuries meet Kentucky’s tort threshold (e.g., $1,000+ in medical bills or specified serious injuries).

Accident Hotspots Near Duncannon & Buc-ee’s (I-75 Exit 83): What Richmond, KY Drivers Should Know

Accident Hotspots Near Duncannon & Buc-ee’s (I-75 Exit 83): What Richmond, KY Drivers Should Know Traffic around I-75 Exit 83 (Duncannon Lane/KY-2872) has exploded since the travel-center boom at this interchange. With interstate speeds meeting local turns, short...

How are Wrongful Death Settlements Paid Out?

A wrongful death lawsuit is a legal route for the surviving family members of a person who was killed in a fatal incident caused by actions considered reckless or negligent. In the state of Kentucky, wrongful death claims are paid out to the surviving members of the...

How Long Does a Wrongful Death Lawsuit Take?

Losing a family member or loved one from an incident caused by another person’s negligence is devastating, to say the least. Luckily, a wrongful death claim is a legal route you can take for seeking compensation to alleviate the financial and emotional losses caused...
Serious Injury? There’s Insurance for That and We Can Help

Serious Injury? There’s Insurance for That and We Can Help

When someone becomes seriously injured after an accident they are usually unsure as to what they should do next: File a claim? File a lawsuit? Hire a lawyer? The first two questions should be answered with the assistance of a Kentucky injury professional. The third...

Icy Roads And Car Accidents: Whose Fault?!

Icy Roads And Car Accidents: Whose Fault?!

Kentucky gets its fair share of inclement weather during the winter months. Heavy rains flood the roads, hinder visibility, and make the roads slippery in places. In the case of snow, the conditions become even worse. Drivers slipping and sliding along slick icy or...

What is Insurance Policy Stacking?

What is Insurance Policy Stacking?

Auto accidents can be catastrophic, leaving injured individuals facing long recovery times before they can get back to their best health or any kind of normal life. Time in the hospital, countless rehab appointments, prescription medications, and other costs...