Morrin Law Office
Car Accident Attorney in Owensboro, Kentucky
Car accidents can cause stress, financial burden, and potentially life-altering injuries. If you find yourself in a roadway accident in Owensboro, Kentucky, it’s crucial to understand the importance of seeking legal representation for your personal injury case.
While you may initially feel overwhelmed with the steps to take following an accident, a personal injury attorney can aid with navigating the legal process, handling strict insurance companies, and fighting for the compensation you deserve.
This page will delve deeper into the various aspects of personal injury cases stemming from car accidents in Owensboro, Kentucky. We’ll explore the most dangerous roads in Owensboro, common injuries sustained from a car wreck, steps to take following an accident, and how a Morrin Law Kentucky personal injury attorney can provide valuable insight and guidance throughout this trying time.
Hire a Morrin Law Personal Injury Attorney
Have you recently been in a car accident in Owensboro, Kentucky? After reporting the wreck to law enforcement and your insurance company, your next step should be contacting a personal injury attorney in your area. Kentucky has specific rules and regulations when it comes to filing a personal injury claim. An experienced attorney can help you assess your damages and work towards seeking the compensation you deserve. Contact Morrin Law Office at (859) 358-0300 to receive a risk-free evaluation regarding your case.
Most Dangerous Roads in Owensboro, KY
According to the 2021 Kentucky Traffic Collision Facts Book, 1 in every 5,526 residents in Kentucky died from a fatal traffic collision on a public Kentucky road. There was a total of 806 deaths on public roads in 2021, with a total of 29,372 individuals injured.
Between 2017 and 2020, the city of Owensboro had 18 recorded fatalities from car accidents. Based on statistics from City Data, the following lists the dangerous roads where fatal Owensboro accidents took place:
- Ridgewood St
- Pennbrooke Ave & W 5th St
- Blk Medley Rd
- SR-2262 & E 9th St
- Frayser Ln & W 2nd St
- US-231 & US-60
- SR-2698 & Bittle Rd
- W 9th St & Maple St
- E Byers Ave & Friendship Dr
- E 25th & Allen St
- SR-54 & Ralph Ave
According to the report, two vehicles were both heading eastbound when the car swerved and side-swiped the Jeep. Both vehicles were sent towards the median. The car veered into the median where it hit a pedestrian, 42-year-old Maikel Valdes-Diaz.
The car continued to roll and ended up airborne before hitting another vehicle heading westbound. Two passengers in the car sustained serious injuries and were transported to Owensboro Health Regional Hospital.
After spending several days in a Louisville hospital, Valdes-Diaz died from his injuries sustained in the accident.
What to Do After a Car Accident in Owensboro, KY
The moments following a car accident are stressful and confusing. If you’ve been involved in a roadway accident in Owensboro, Kentucky, it’s imperative that you take certain steps to ensure your safety, protect your legal rights, and gather the necessary information for insurance purposes. The following list details the steps you should take after getting into a roadway accident:
- Ensure safety and assess injuries – The first thing you should do is check yourself and the passengers for any possible injuries. Call for an ambulance immediately if anyone requires medical attention. If it’s safe to do so, move your vehicle to the side of the road to prevent any further traffic congestion or wrecks.
- Contact law enforcement – Regardless of the severity of the accident, Kentucky law enforcement should be contacted to document the wreck, create an accident report, and assist in managing the situation. In Owensboro, Kentucky you can contact the Daviess County Sheriff’s Office or the Owensboro Police Department.
- Exchange information with other driver(s) – Following a car wreck, all parties should exchange contact and insurance information. This may include all names, phone numbers, license plate numbers, driver’s license numbers, addresses, and insurance information. It may be helpful to obtain contact information from any witnesses as well.
- Take documentation of the accident scene – If you are in a safe position to do so, take images or videos of the scene of the accident. This may include the vehicles involved, position of the wrecked vehicles, skid marks, immediate injuries, or any other relevant details.
- Notify the insurance company – Your insurance company should be informed about the car accident as soon as possible. They should inform you of the claims process and required documentation, including detailed information about the wreck.
- Receive medical attention – Even if you do not notice any immediate pain or injuries, it’s still important to receive medical attention. Certain injuries may have delayed symptoms, or the shock of the wreck may prevent the person from feeling the extent of their injury. It’s important to your personal injury case to keep a record of all medical evaluations, treatments, and expenses related to the accident.
- Contact a personal injury attorney – If you’ve suffered significant injury or property damage after a roadway wreck, you should prioritize speaking with a personal injury attorney. The attorneys at Morrin Law can help answer any questions you may have regarding the legal process.
Causes and Types of Car Accidents in Owensboro, KY
The most common causes of car accidents in Owensboro, Kentucky include:
- Distracted driving;
- Impaired driving;
- Reckless driving;
- Weather conditions;
- Failure to obey traffic laws; and
At Morrin Law, our firm represents clients who have been involved in any of the following types of roadway accidents in Owensboro, Kentucky:
- Head-On Collision
- Motorcycle Accidents
- Bike Accidents
- Bus Accidents
- Hit and Run
- Rear-End Accidents
- “T-Bone” Collision
- Car Share App Accidents
Common Car Accident Injuries
Aside from dealing with the legal nuances after a car wreck, managing pain and injuries can be both stressful and disorienting. Depending on the severity of the wreck, those involved in an accident in Owensboro may suffer any of the following injuries:
- Broken Bone(s)
- Soft-Tissue Damage
- Loss of Limb(s)
- Facial Scarring
- Psychological and Emotional Trauma
- Traumatic Brain Injury (TBI)
The types of injuries sustained in a car wreck can vary, including when and how the pain sets in. That is why you should always receive medical attention after a car accident, even if you initially feel fine. Speak with a professional personal injury attorney if you have any further questions regarding injuries sustained in a car wreck.
Who is at Fault in Louisville, KY?
The state of Kentucky follows the “no fault” system, which means your insurance claim will pay an injury claim up to a certain limit. Every Kentucky driver is required to carry basic personal injury protection (PIP) coverage for all motor vehicles, apart from motorcycles. Drivers will also need insurance for bodily injury liability, which would pay for the damage or injuries caused after a car accident. The minimum coverage amount is as follows:
- $10,000 for property damage
- $25,000 for bodily injury per person
- $50,000 for total bodily injury per accident
However, it is important to note that the no-fault system forces drivers to give up their right to sue and be sued. A Louisville driver cannot sue the at-fault party unless the accident results in:
- At least $1,000 in medical expenses;
- Car accident resulted in a broken bone(s);
- Car accident resulted in permanent disfigurement or injury; or
- Car accident resulted in death.
It is possible to opt out of Kentucky’s no-fault system. By filing a “No-Fault Rejection Form” with the Department of Insurance, you can reject the system’s limitations on your right to sue. However, keep in mind that the ability to sue also means another driver can sue you.
A Louisville personal injury attorney can help further explain PIPs, Kentucky’s fault system, and the process of settlements in Kentucky. Call Morrin Law Office today at (859) 358-0300 to receive a free consultation on your case.
Damages and Recovery
In the context of a personal injury case, “damages” refers to the losses and harm suffered by the injured person after a car accident which led to personal injury. Damages are the monetary compensation sought by the injured person or party to address the physical, emotional, and financial consequences of the injury.
Damages are broken down into two categories: economic damages and non-economic damages.
Economic damages are the quantifiable financial losses caused by the injury, which can include:
- Medical devices
- Hospital bills
- Medication costs
- Rehabilitation costs
- Future medical treatment expenses
- Lost wages or income
- Property damage
- Punitive damages
- Funeral and burial costs
Non-economic damages are the more subjective and intangible losses, which are not as easily measured in monetary terms, however it still plays a big role in the injured person’s injury. Non-economic damages can include:
- Pain and suffering
- Emotional distress
- Loss of enjoyment of life
- Mental anguish
- Impact on relationships caused by the injury
Contact the personal injury attorneys at Morrin Law Firm to evaluate your case and determine which damages we will fight to recover.
Kentucky’s Liability and Fault System in Owensboro, KY
For roadway accidents in Owensboro and the surrounding Kentucky area, the state uses a no-fault system. That means each driver can be compensated for any medical expenses or lost wages caused by a car wreck. Each driver is provided this compensation under their Personal Injury Protection policy (PIP).
Drivers in Owensboro are likely to have a $10,000 coverage from insurance through their PIP. However, depending on the injuries sustained, medical bills accumulated, and work missed due to a car wreck, it is not uncommon for the damages to exceed this amount.
In Kentucky, you can file a personal injury claim if the damages from the accident exceed the following thresholds:
- Over $1,000 in medical expenses
- One or more broken bone(s)
- Permanent injury or disfigurement
How and When to File a Personal Injury Claim
So, you’ve been in a car accident in Owensboro, Kentucky. After following all the right steps, your damages have exceeded what your insurance company covers. Now what? If you are seeking to file a personal injury claim, it is imperative that you understand the State’s maximum time for filing.
Kentucky Statute Section 413.125 covers the Statute of Limitations for personal injury claims from a motor vehicle accident. In Kentucky, a person who has been in a car accident can file a personal injury claim within two years from the date of the accident or from the last PIP payment.
Although it is somewhat of an extended period, our attorneys want to remind Kentucky drivers that waiting to file a claim is not in your case’s best interest. By waiting to file, you may lose evidence or other information that is imperative to the case. In addition, waiting to file your personal injury claim can result in your case getting barred. This means you would no longer be eligible to pursue compensation for the damages caused by the wreck. With that in mind, it is in your best interest to file your Kentucky personal injury claim as soon as possible.
Why You Should Work with an Owensboro, KY Personal Injury Attorney
Working with a Kentucky personal injury attorney can provide several benefits when it comes to car accident claims. By hiring an attorney with Morrin Law Firm, your case becomes our top priority. The advantages of receiving our representation include:
- Legal expertise and guidance throughout the legal process;
- Case evaluation and strategy to develop a strong case on your behalf;
- Negotiating with insurance companies to secure a fair settlement that covers your damages;
- Access to medical experts and treatment to provide accurate assessment on injuries and medical needs;
- Advocacy in the courtroom if the case is not settled through negotiations; and
- Reduced stress and peace of mind knowing you have a skilled and experienced attorney on your side.
Contact Morrin Law Firm
If you or a loved one has been in a car wreck in Owensboro or the surrounding Kentucky area, we highly advise you to speak with a personal injury attorney. Insurance companies are known to talk injured parties into accepting pennies on the dollar for their accident settlement. Morrin Law understands that car accident injuries have the potential to completely alter your health, source of income, and overall well-being. Our team is willing to fight on your behalf to ensure that you receive the compensation you deserve.
Morrin Law Office represents clients in the following Kentucky areas: Richmond, Louisville, Lexington, Covington, Bowling Green, and Georgetown. Call our office today at (859) 358-0300 and receive a risk-free consultation regarding your personal injury case.