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Morrin Law Office

Car Accident Attorney in Covington, KY

Car accidents can be devastating for all parties involved. Victims of a car accident may be left with severe physical injuries, extensive property damage, and the financial burden of trying to mend their life back together. In the most severe cases, car accidents can be fatal. When these unforeseen car wrecks take place in Covington, Kentucky, it’s crucial for drivers to understand their legal rights as well as seeking the expertise of a personal injury attorney.

Navigating the aftermath of a car accident can be overwhelming. From dealing with insurance companies to gathering evidence and negotiating fair settlements, victims often find themselves at a disadvantage without the assistance of legal representation. A knowledgeable Kentucky personal injury attorney possesses the experience and resources to guide individuals through the intricacies of Kentucky’s legal system while ensuring the client’s rights are protected.

Finding a Personal Injury Attorney in Kentucky

Following the moments of a car accident may leave you confused and scared. After contacting law enforcement and medical services, your next step should be securing a legal team. By working with a personal injury attorney, you can rest easy knowing you have legal professionals on your side who are willing to fight for you and your case. Morrin Law Firm prioritizes each client and their case, helping however we can throughout the entire legal process. To receive a risk-free consultation, call our office at (859) 358-0300 today.

How Common are Car Accidents in Covington, KY?

Covington is the 5th largest city in Kentucky with an estimated population of 40,930. According to data gathered by the Devou Good Project—a Covington-based nonprofit that launched an interactive map to indicate where serious roadway accidents have occurred in the city—Covington is the second-highest city to experience serious injury or fatal motor accidents. 

Over the last nine years, there have been nearly 3,000 wrecks that caused serious injury or fatality in the documented counties. On Madison Avenue alone, there have been nearly 100 crashes that have caused serious injury.

In Kentucky, most car accidents are caused by collisions between two or more passenger vehicles. Other car accidents involve one vehicle hitting a pedestrian, bicyclist, or motorcyclist.

Covington Road Statistics

The following lists the most dangerous roadways in Covington, Kentucky:

  • I-75
  • North Bend Road
  • Houston Road
  • AAA Highway
  • Dixie Highway
  • S. 27 & Alexandria Pike
  • Latonia Avenue & Madison Avenue
  • Decoursey Avenue
  • I-275
  • SR-0008 & N Bakewell St
  • SR-1501


Example Case

In October 2022, Kearies R. Simpson, 23, was arrested and charged with murder, seven counts of wanton endangerment, and criminal mischief after causing a fatal car accident.

According to the report, Simpson was operating her vehicle under the influence of alcohol, marijuana, and possibly other substances. Simpson began driving Northbound on I-75 in the wrong direction, which resulted in a collision with 83-year-old Martha Arlinghaus. The wreck resulted in the former Villa Madonna Academy teacher’s death.

Simpson was hospitalized after the wreck but was later taken into custody. She has been charged with first-degree wanton endangerment and murder, due to the number of other vehicles on the highway that were nearly hit by Simpson’s negligent driving.

Kentucky Insurance – No Fault State

The state of Kentucky follows a no-fault system for car accidents. If there is an accident, both drivers are compensated through their Personal Injury Protection policy (PIP). This covers any medical expenses, lost wages, or other damage caused by the wreck.

Despite the PIP coverage, often a car accident will cause damages that exceed the PIP coverage. You can file for a personal injury claim in Kentucky if your accident results in exceeding the following thresholds:

  • More than $1,000 in medical expenses
  • One or more broken bone(s)
  • Permanent Injury or Disfigurement
  • Death

To opt out of the no-fault system in Kentucky, drivers must submit a No-Fault Rejection Form to the Kentucky Department of Insurance.

Possible Injuries from a Car Accident in Covington, KY

Following a car accident, the first thing you should do is check for any injuries to yourself or any passengers. Even if you don’t initially feel pain, some injuries take time to cause symptoms. In addition to property damage, car wrecks can cause extreme pain, discomfort, and long-lasting injuries.

Possible injuries caused by car accidents include:

If you have experienced any of the above injuries, or injuries not listed above, due to a car accident, contact an experienced personal injury attorney in Covington, Kentucky.

How Much Compensation Can I Receive?

If you have been injured in a roadway accident caused by another driver’s negligence, you may be entitled to compensation. The attorneys at Morrin Law Firm can help seek compensation for the damages caused by the wreck. Each case is different, meaning the amount of compensation will depend on the specific details of your case. However, our firm aims to secure the following for our clients:

  • Coverage for all medical expenses
  • Past, present, and future projected loss of income;
  • Pain and suffering damages
  • Loss of life and enjoyment damages
  • Punitive damages if the driver is grossly negligent

Call Morrin Law Firm at (859) 358-0300 to discuss damages and possible compensation for your case further.

When to File a Personal Injury Claim in Covington, Kentucky

If you have been in a car accident that resulted in serious injuries or death, you may be able to file a personal injury claim. The state of Kentucky has strict rules on how and when to file a claim. Under Kentucky Statute Section 413.125, the maximum amount of allotted time to file a personal injury claim for a car accident is two years from the date of the accident, or the date of the last PIP payment.

The personal injury attorneys at Morrin Law Firm want to stress the importance of filing a personal injury claim as soon as possible. While the statute of limitations allows for two years, waiting that long can cause serious issues in your claims case. This is due to possibly losing evidence or imperative information from the wreck.

Any person who attempts to file a personal injury claim outside of the two-year statute of limitations may have their case barred, meaning they are no longer eligible to file a claim for compensation.

If you or a loved one has suffered due to a car accident in Covington, Kentucky, we highly advise you to reach out to a personal injury attorney at Morrin Law Firm to discuss your options for litigation.

Contact Morrin Law Firm Today

Car accidents can turn our lives upside down. Dealing with property damage, injuries, and fatalities are all potential outcomes from a car wreck. If you or someone you love has experienced serious injuries from a car wreck in Covington, you should reach out to a personal injury attorney as soon as possible.

An experienced attorney can help your case by gathering evidence, conducting interviews, negotiating with tough insurance companies, and fighting to ensure your case receives the compensation you deserve.

The attorneys at Morrin Law Firm are prepared to stand by your side and fight for your case. Our firm covers personal injury cases in the following Kentucky areas: Richmond, Louisville, Lexington, Bowling Green, Owensboro, and Georgetown. Contact our office at (859) 358-0300 to receive a risk-free consultation regarding your personal injury case.