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Morrin Law Office

Car Accident Attorney in Georgetown, KY

A sudden car accident can turn your life upside down in an instant. After the initial shock, a roadway accident can leave you with physical injuries, property damage, emotional distress, and mounting medical bills. It can be a daunting and complex process to navigate the aftermath of a car accident. This is especially true when dealing with insurance companies and seeking fair compensation for your injuries. This is where the expertise of a Georgetown, Kentucky personal injury attorney becomes invaluable.

Whether you’re facing minor injuries, catastrophic harm, or recovering from the grief of an untimely death from a car accident, the personal injury attorneys with Morrin Law Firm can help.

Our attorneys specialize in car accident cases, meaning we will guide you through the legal maze while ensuring all your rights are protected. We understand the intricacies of Kentucky’s legal system and have experience dealing with insurance companies who will try and undervalue or deny your claim. Our team is prepared to fight for you and the compensation you deserve.

Contact a Personal Injury Attorney in Kentucky

Have you been in a life-changing car accident in Georgetown, Kentucky? If so, and you’ve experienced severe injuries, you may have a personal injury case. An attorney with Morrin Law Firm can help you by helping you navigate the legal world, gather evidence for your case, and negotiate with insurance companies on your behalf. If you wish to receive the maximum compensation for your car accident injuries, call the Morrin Law attorneys today for a free consultation at (859) 358-0300 or leave us a Facebook message.

Georgetown is the 6th largest city in Kentucky with an estimated population of 37,730 people. In 2022, Kentucky was ranked the 6th most dangerous state for road fatalities.

The Kentucky State Police reported over 4,500 accidents in 2018 along I-75. Out of those, 19 people died and 937 were injured. The following lists the most dangerous roads in Georgetown, Kentucky:

  • S. 62
  • I-75
  • Old Oxford Road
  • S. 25
  • Cincinnati Road
  • KY 227 & Stamping Ground Road
  • Cherry Blossom Way
  • McClelland Circle

Georgetown police Sgt. Nick Lodall addressed the ongoing issue of roadway accidents in the county: “We work a lot of collisions at the majority of intersections on the [Georgetown] bypass.”

So, what causes so many car accidents in Georgetown, Kentucky? Law enforcement considers factors such as the progressive growth of drivers on Kentucky roadways, along with the issue of inattention.

Other common causes of car accidents include:

  • Texting and Driving
  • Driving Under the Influence of Alcohol or Drugs
  • Failure to Yield
  • Speeding
  • Running a Red Light
  • Following Too Close to Other Drivers

The personal injury attorneys at Morrin Law Firm represents clients who have been injured in any of the following roadway incidents:

  • Bike Accidents
  • Bus Accidents
  • Car Share App Accidents
  • Head-On Collision
  • Hit and Run
  • Rear-End Collision
  • Side Impact or “T-Bone” Collision

Example Case

On January 29th, 2023, the Scott County Sheriff’s Office responded to a report of a rear-end collision on I-75 in Georgetown, Kentucky. According to the report, a Dodge Ram 1500 rear ended a Honda Pilot, causing both vehicles to veer off the highway.

Victor Whitehead, the driver of the Dodge Ram was pronounced dead at the scene by Georgetown/Scott County Collision Investigation Unit. The passenger was transported to a nearby hospital with life-threatening injuries.

The driver and passenger in the other vehicle were treated and released from the University of Kentucky Hospital.

Injuries from Car Accidents

The moments following a car wreck are both scary and disorienting. The very first thing you should do is assess yourself and any passengers for possible injuries. Common injuries sustained from a car accident include:

Even if your injury is not listed above, you may still be entitled to compensation through a personal injury claim. It is always important to receive a medical evaluation following a roadway accident, as some injuries take time to set in or cause symptoms.

Kentucky Insurance – No Fault State

The state of Kentucky follows a no-fault system for car accidents. If there is an accident, both drivers are compensated through their Personal Injury Protection policy (PIP). This covers any medical expenses, lost wages, or other damage caused by the wreck.

Despite the PIP coverage, often a car accident will cause damages that exceed the PIP coverage. You can file for a personal injury claim in Kentucky if your accident results in exceeding the following thresholds:

  • More than $1,000 in medical expenses
  • One or more broken bone(s)
  • Permanent Injury or Disfigurement
  • Death

To opt out of the no-fault system in Kentucky, drivers must submit a No-Fault Rejection Form to the Kentucky Department of Insurance.

Insurance Companies and Kentucky’s No-Fault State

Whether you have survived a roadway accident or have lost a loved one due to a roadway accident, it is important to receive the compensation you deserve. Far too often victims are left with expensive medical bills, rehabilitation costs, or funeral and burial costs.

Kentucky works on a no-fault system, meaning all motor vehicle operators (aside from motorcyclists) are required to maintain basic Personal Injury Protection policy (PIP) coverage. If someone in Kentucky is in a car accident, they are provided compensation for any lost wages, medical expenses, or other damages through their PIP policy.

According to the Kentucky Department of Insurance, basic PIP coverage provides up to $10,000 per person, per accident. Despite the choice no-fault system, Kentucky law allows victims of an accident to seek compensation by opting out of their PIP plan. To do so, the individual must fill out the No-Fault Rejection form.

You can file a personal injury claim in Kentucky if your accident results in exceeding the following thresholds:

  • Over $1,000 in medical expenses
  • One or more broken bones
  • Permanent disfigurement or injury
  • Death

Insurance companies are known for trying to settle personal injury cases as soon as possible. Some of the most common tactics insurance companies may use include:

  • Minimize your injuries;
  • Offer grossly inadequate settlement amount as a “take it or leave it” offer; and/or
  • Attempt to find pre-existing medical issues or injuries to claim your injuries weren’t from the car accident.

When you hire a personal injury attorney with Morrin Law Firm, you can rest assured that our team will negotiate with insurance companies on your behalf, fighting to recover the maximum compensation for your car accident injuries.

What Morrin Law Aims to Recover

In a personal injury case, “damages” are the financial recovery which is awarded to the injured party. The compensation is meant to reimburse the injured person for any medical bills or lost wages, which is why it is important to keep documentation of any medical records and other expenses.

When you work with Morrin Law on your Georgetown, KY personal injury case, our team aims to recover the following damages:

  • Medical Devices
  • Ambulance Transportation
  • Emergency Treatment
  • Hospitalization and Inpatient Case
  • Rehabilitation and Therapy
  • Follow-Up Care
  • Prescription Medicine
  • Lost Wages
  • Lost Benefits
  • Future Projected Earnings
  • Pain and Suffering
  • Punitive Damages
  • Funeral and Burial Costs

Our firm understands the financial burden of a car accident, especially when your injuries exceed what your PIP policy covers. Contact our personal injury attorneys and receive a free consultation regarding your case.

It’s important to address Kentucky’s statute of limitations regarding filing a personal injury claim. The statute of limitations means the maximum amount of time given to the injured party to file a personal injury claim from a car accident.

Under Kentucky Statute Section 413.125, you have two years from the date of the accident or from the last PIP payment to file a personal injury claim. However, we want to stress that you should not wait until the last minute to file. While the law allows for two years, not immediately filing could result in losing evidence and information that may be imperative to your case.

If you are considering filing a personal injury claim for injuries you sustained in a car accident, you should contact a Georgetown, Kentucky personal injury attorney as soon as possible to discuss your options.

Contact Morrin Law as your Georgetown, KY Personal Injury Attorney

Choosing to work with a Kentucky personal injury attorney comes with several benefits. The team at Morrin Law Firm can help your case by gathering evidence, interviewing witnesses, handling important documentation, negotiating with insurance companies, and representing you in court if the case goes to trial. In addition, we can answer any questions or concerns you may have during the legal proceedings.

If you or someone you love has been injured or killed in a car accident in Georgetown, Kentucky, call our personal injury attorneys to discuss the process of your case. We vow to do everything in our power to receive the compensation you deserve. Morrin Law Firm also represents anyone in the surrounding Kentucky areas: Bowling Green, Covington, Richmond, Louisville, and Lexington. Call our office today at (859) 358-0300 and receive a risk-free case assessment.