Short answer: yes. If your loved one was not a UPS employee—think delivery driver, vendor technician, contractor, visitor, or nearby motorist—you can usually pursue a third-party negligence or wrongful-death claim against the at-fault company (or companies). Workers’ compensation mainly limits claims by employees against their own employer; it does not block suits against other responsible parties.
Who can be liable (common defendants in Louisville air-cargo cases)
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The air carrier (Part 121 all-cargo operator) for unsafe operation, ramp practices, or training failures.
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Ground-service vendors: tug/belt-loader crews, cargo handlers, fueling, de-ice, maintenance, and security contractors.
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Airport/premises entities when a dangerous condition or operations failure on airport property contributes.
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Manufacturers of aircraft systems or ground-support equipment (tugs, loaders, components).
Workers’ comp vs. third-party claims (how they fit together)
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If the injured person worked for a vendor or contractor, their workers’ compensation covers medical/wage benefits against their employer—but they may still sue other negligent parties for full tort damages (pain and suffering, full wage loss, and more).
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If the person was a visitor, motorist, or other non-employee, there is no workers’ comp bar—you proceed directly with a negligence or wrongful-death claim against those at fault.
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Expect coordination between any comp benefits paid and the civil recovery (liens/offsets).
Wrongful-death pathway in Kentucky (plain English)
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Open probate and appoint a Personal Representative (PR).
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File suit with two “buckets” when facts support them:
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Wrongful death: compensates the destruction of the decedent’s earning power and certain other losses, distributed by statute to beneficiaries.
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Survival claim: pre-death harms (conscious pain, medical bills, wages between injury and death) paid to the estate and then through probate.
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If a spouse has a loss-of-consortium claim, that is separate and not divided by the wrongful-death distribution scheme.
Evidence moves fast—act in the first week
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Ramp/airport video can overwrite quickly and may be held by multiple custodians (airport operations, carrier, vendors).
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Ground-vehicle telematics and camera clips (tugs, belt-loaders, fuel/de-ice trucks) capture speed, impacts, and operator IDs.
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ATC audio/radar may exist if aircraft movement played a role.
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Operations/maintenance records (dispatch logs, training files, equipment inspections) help prove standards and causation.
What damages can families pursue?
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Economic: medical bills, funeral costs, lost wages/benefits, and—when supported—future earnings.
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Non-economic: pain and suffering (survival), loss of consortium, and other human losses permitted by law.
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Punitive damages: possible when conduct is willful or grossly negligent.
Quick checklist
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Get medical and incident information; note where the event happened (gate number, ramp area, perimeter road).
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Photograph vehicles, markings, lighting, and badge/vehicle IDs of every company involved.
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Send multi-custodian preservation letters (airport authority, carrier, each vendor, and any known camera/telematics providers).
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Open the estate and appoint a PR to preserve the wrongful-death claim correctly.
How Morrin Law Office helps Louisville families
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Identify all liable parties (carrier, vendor, airport entity, manufacturer) and the right venue.
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Lock down short-retention data (ramp video, telematics, ATC records) before it’s overwritten.
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Coordinate comp + third-party claims to maximize your net recovery.
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Handle probate and structure allocations among wrongful-death, survival, and consortium claims.
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No upfront fees. Free consultation; we’re paid only if we recover.
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